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Where the LHA reaches · October 2026

Cardiff

Of 5,760 homes advertised to rent in Cardiff in the six months to 31 October 2026, 83 (1.4%) could be let within the Local Housing Allowance for their size.

Of 2,477 homes for sale at the end of October 2026, 109 would return 7% gross or more a year if let at the LHA.

Email me each month How it is counted
By size · the six months to 31 October 2026

Each size against its own LHA rate.

Size Homes to rent Within the LHA Gap at the 30th percentile For sale Work at 7%
1 bed and studios2,20847 (2.1%)£20035151
2 bed2,31230 (1.3%)£27585450
3 bed7512 (0.3%)£4257676
4 bed4894 (0.8%)£7005052
All sizes5,76083 (1.4%)£2752,477109

A dash means too few homes to give a figure (a share needs 10 judged homes, a gap 20); the count is still shown. Studios are read as one bedroom; homes of five bedrooms or more are not read, as the LHA has no rate for them. 15 homes were counted but not judged because their rental market area or rate was not known.

The trend · June 2024 to October 2026

Month by month, as published.

Each point is one completed month, read over the six months before it. A month's figures are published once and never changed.

Share of homes advertised to rent within the LHA, all sizes
0%10%Jun 24: 2.8%Jul 24: 2.7%Aug 24: 2.4%Sep 24: 2.3%Oct 24: 2.3%Nov 24: 2.4%Dec 24: 2.7%Jan 25: 2.9%Feb 25: 2.9%Mar 25: 2.7%Apr 25: 2.8%May 25: 2.5%Jun 25: 2.2%Jul 25: 1.9%Aug 25: 1.9%Sep 25: 1.9%Oct 25: 1.8%Nov 25: 1.5%Dec 25: 1.5%Jan 26: 1.6%Feb 26: 1.8%Mar 26: 1.8%Apr 26: 1.9%May 26: 1.8%Jun 26: 1.8%Jul 26: 1.7%Aug 26: 1.4%Sep 26: 1.5%Oct 26: 1.4%Jun 24Aug 25Oct 26
Homes for sale that would work at 7% at the LHA, all sizes
0130Jun 24: 129Jul 24: 116Aug 24: 121Sep 24: 130Oct 24: 129Nov 24: 83Dec 24: 75Jan 25: 69Feb 25: 72Mar 25: 92Apr 25: 86May 25: 96Jun 25: 96Jul 25: 93Aug 25: 98Sep 25: 95Oct 25: 92Nov 25: 86Dec 25: 87Jan 26: 101Feb 26: 103Mar 26: 113Apr 26: 115May 26: 113Jun 26: 113Jul 26: 102Aug 26: 101Sep 26: 107Oct 26: 109Jun 24Aug 25Oct 26
Month Homes to rent Within the LHA 2-bed gap 3-bed gap For sale Work at 7%
October 20265,7601.4%£275£4252,477109
September 20265,1931.5%£275£4252,378107
August 20265,0011.4%£275£3752,072101
July 20264,9681.7%£275£3752,105102
June 20265,0081.8%£275£3752,146113
May 20264,6451.8%£275£3752,227113
April 20264,4421.9%£275£3752,207115
March 20264,4451.8%£275£4002,080113
February 20264,2441.8%£275£4251,850103
January 20264,0501.6%£275£4251,707101
December 20253,6861.5%£275£4251,34687
November 20253,8001.5%£275£4251,32986
October 20253,9361.8%£275£4251,42392
September 20253,6901.9%£275£4021,45595
August 20253,7421.9%£275£3751,40098
July 20253,6711.9%£275£3751,46093
June 20253,5542.2%£275£3751,51196
May 20253,3062.5%£270£3751,55296
April 20253,2342.8%£225£3751,40586
March 20253,4282.7%£225£3751,47892
February 20253,4602.9%£225£3751,19672
January 20253,5932.9%£225£3751,23169
December 20243,7402.7%£225£3751,34075
November 20244,0312.4%£225£3751,44483
October 20244,0582.3%£225£3752,175129
September 20243,9442.3%£225£3752,192130
August 20243,9452.4%£225£3752,178121
July 20243,9392.7%£200£3752,197116
June 20244,2062.8%£175£3752,189129
Reading the figures

What these numbers are, and are not.

  • Advertised, not agreed. Asking rents and asking prices as the portals showed them. Rents finally agreed usually sit below advertised rents, so the true gap is likely to be smaller; prices paid sit below asking, so slightly more homes may work.
  • Each home against its own rate. The LHA for the home's size in its own broad rental market area, in force at the month's end. Where Cardiff spans more than one area, each home is read against the right one.
  • A screen, not a return. "Work at 7%" is twelve months at the LHA divided by the asking price, before service charges, voids, repairs or purchase costs. It says which homes are worth looking at, not what they would earn.
  • Counted, never modelled. No figure on this page is estimated or produced by AI. The full method, the floors below which a figure is withheld, and the sources are on the index page.

Cite as: Viiyoo, Where the LHA reaches: Cardiff, October 2026, www.viiyoo.com/lha/cardiff. If Cardiff holds achieved rents and would like them shown beside these figures, labelled as the council's, write to us.

Each month, by email

Cardiff's figures, once a month

One email when the month's figures are published: the share within the LHA, the gap by size, and the homes for sale that would work at it. A confirmation first, a link to stop in every email, and nothing kept but your address.

See our privacy notice.

Behind the counts

The 109 homes themselves

The index counts the homes for sale in Cardiff that would work at LHA rents. A Viiyoo buying plan names them, costs each one after grant, checks its lease, flood risk and licensing, and comes back as a pack a cabinet can follow. The first brief is free, for up to 25 homes.

Ask for a brief on Cardiff