Where the LHA reaches · October 2026

Cumberland

Of 1,051 homes advertised to rent in Cumberland in the six months to 31 October 2026, 5 (0.5%) could be let within the Local Housing Allowance for their size.

Of 1,500 homes for sale at the end of October 2026, 116 would return 7% gross or more a year if let at the LHA.

By size · the six months to 31 October 2026

Each size against its own LHA rate.

Size Homes to rent Within the LHA Gap at the 30th percentile For sale Work at 7%
1 bed and studios1622 (1.2%)£1655316
2 bed5261 (0.2%)£22042066
3 bed2891 (0.3%)£25062825
4 bed741 (1.4%)£3923999
All sizes1,0515 (0.5%)£2201,500116

A dash means too few homes to give a figure (a share needs 10 judged homes, a gap 20); the count is still shown. Studios are read as one bedroom; homes of five bedrooms or more are not read, as the LHA has no rate for them. 28 homes were counted but not judged because their rental market area or rate was not known.

The trend · June 2024 to October 2026

Month by month, as published.

Each point is one completed month, read over the six months before it. A month's figures are published once and never changed.

Share of homes advertised to rent within the LHA, all sizes
0%10%Jun 24: 5.6%Jul 24: 3.9%Aug 24: 3.7%Sep 24: 3.1%Oct 24: 3.4%Nov 24: 2.8%Dec 24: 2.4%Jan 25: 2%Feb 25: 1.9%Mar 25: 1.9%Apr 25: 1.7%May 25: 1.9%Jun 25: 2.1%Jul 25: 2.1%Aug 25: 1.8%Sep 25: 2.4%Oct 25: 2.2%Nov 25: 2.1%Dec 25: 2.1%Jan 26: 2.2%Feb 26: 2.6%Mar 26: 1.9%Apr 26: 1.7%May 26: 1.8%Jun 26: 1.4%Jul 26: 1%Aug 26: 0.7%Sep 26: 0.6%Oct 26: 0.5%Jun 24Aug 25Oct 26
Homes for sale that would work at 7% at the LHA, all sizes
0148Jun 24: 148Jul 24: 145Aug 24: 130Sep 24: 134Oct 24: 139Nov 24: 93Dec 24: 76Jan 25: 66Feb 25: 63Mar 25: 85Apr 25: 83May 25: 93Jun 25: 89Jul 25: 98Aug 25: 87Sep 25: 90Oct 25: 77Nov 25: 69Dec 25: 71Jan 26: 86Feb 26: 107Mar 26: 126Apr 26: 136May 26: 143Jun 26: 136Jul 26: 135Aug 26: 131Sep 26: 111Oct 26: 116Jun 24Aug 25Oct 26
Month Homes to rent Within the LHA 2-bed gap 3-bed gap For sale Work at 7%
October 20261,0510.5%£220£2501,500116
September 20261,0130.6%£220£2501,427111
August 20268820.7%£220£2501,610131
July 20268641%£204£2451,658135
June 20269331.4%£200£2251,698136
May 20269101.8%£175£2101,665143
April 20269151.7%£175£2101,670136
March 20269431.9%£175£2101,493126
February 20269712.6%£175£2051,309107
January 20269892.2%£175£2101,17686
December 20259022.1%£175£21087671
November 20259122.1%£175£21091569
October 20259372.2%£175£20597277
September 20258872.4%£175£20297990
August 20258981.8%£175£20098687
July 20258722.1%£175£2001,13498
June 20258562.1%£175£1851,05589
May 20258331.9%£175£1771,13193
April 20258261.7%£150£20098283
March 20258371.9%£150£20099785
February 20258411.9%£150£20073963
January 20258302%£150£20078466
December 20248482.4%£125£20085576
November 20248462.8%£125£2001,05193
October 20248513.4%£125£1751,622139
September 20248343.1%£125£1601,642134
August 20248283.7%£125£1601,578130
July 20248463.9%£120£1601,551145
June 20248705.6%£100£1501,439148
Reading the figures

What these numbers are, and are not.

  • Advertised, not agreed. Asking rents and asking prices as the portals showed them. Rents finally agreed usually sit below advertised rents, so the true gap is likely to be smaller; prices paid sit below asking, so slightly more homes may work.
  • Each home against its own rate. The LHA for the home's size in its own broad rental market area, in force at the month's end. Where Cumberland spans more than one area, each home is read against the right one.
  • A screen, not a return. "Work at 7%" is twelve months at the LHA divided by the asking price, before service charges, voids, repairs or purchase costs. It says which homes are worth looking at, not what they would earn.
  • Counted, never modelled. No figure on this page is estimated or produced by AI. The full method, the floors below which a figure is withheld, and the sources are on the index page.

Cite as: Viiyoo, Where the LHA reaches: Cumberland, October 2026, www.viiyoo.com/lha/cumberland. If Cumberland holds achieved rents and would like them shown beside these figures, labelled as the council's, write to us.

Each month, by email

Cumberland's figures, once a month

One email when the month's figures are published: the share within the LHA, the gap by size, and the homes for sale that would work at it. A confirmation first, a link to stop in every email, and nothing kept but your address.

See our privacy notice.

Behind the counts

The 116 homes themselves

The index counts the homes for sale in Cumberland that would work at LHA rents. A Viiyoo buying plan names them, costs each one after grant, checks its lease, flood risk and licensing, and comes back as a pack a cabinet can follow. The first brief is free, for up to 25 homes.

Ask for a brief on Cumberland