Where the LHA reaches · October 2026

Scottish Borders

Of 340 homes advertised to rent in Scottish Borders in the six months to 31 October 2026, 10 (2.9%) could be let within the Local Housing Allowance for their size.

Of 698 homes for sale at the end of October 2026, 57 would return 7% gross or more a year if let at the LHA.

By size · the six months to 31 October 2026

Each size against its own LHA rate.

Size Homes to rent Within the LHA Gap at the 30th percentile For sale Work at 7%
1 bed and studios1040 (0%)£1007110
2 bed1252 (1.6%)£15017024
3 bed860 (0%)£21026115
4 bed258 (32%)−£251968
All sizes34010 (2.9%)£13569857

A dash means too few homes to give a figure (a share needs 10 judged homes, a gap 20); the count is still shown. Studios are read as one bedroom; homes of five bedrooms or more are not read, as the LHA has no rate for them. 1 homes were counted but not judged because their rental market area or rate was not known.

The trend · June 2024 to October 2026

Month by month, as published.

Each point is one completed month, read over the six months before it. A month's figures are published once and never changed.

Share of homes advertised to rent within the LHA, all sizes
0%10.8%Jun 24: 8.7%Jul 24: 10.8%Aug 24: 10.5%Sep 24: 8.9%Oct 24: 8.4%Nov 24: 8%Dec 24: 8.2%Jan 25: 5.6%Feb 25: 4.5%Mar 25: 4.7%Apr 25: 3.9%May 25: 4.7%Jun 25: 5.2%Jul 25: 6.2%Aug 25: 5.6%Sep 25: 6.5%Oct 25: 6%Nov 25: 6.7%Dec 25: 5.6%Jan 26: 5.3%Feb 26: 6.4%Mar 26: 6.2%Apr 26: 6.8%May 26: 6.6%Jun 26: 6.3%Jul 26: 6%Aug 26: 4.7%Sep 26: 3.7%Oct 26: 2.9%Jun 24Aug 25Oct 26
Homes for sale that would work at 7% at the LHA, all sizes
089Jun 24: 69Jul 24: 66Aug 24: 68Sep 24: 70Oct 24: 72Nov 24: 39Dec 24: 36Jan 25: 43Feb 25: 47Mar 25: 44Apr 25: 44May 25: 45Jun 25: 38Jul 25: 38Aug 25: 34Sep 25: 41Oct 25: 39Nov 25: 29Dec 25: 26Jan 26: 28Feb 26: 53Mar 26: 55Apr 26: 69May 26: 78Jun 26: 89Jul 26: 83Aug 26: 64Sep 26: 54Oct 26: 57Jun 24Aug 25Oct 26
Month Homes to rent Within the LHA 2-bed gap 3-bed gap For sale Work at 7%
October 20263402.9%£150£21069857
September 20262943.7%£150£19366054
August 20262794.7%£150£16460664
July 20263006%£136£12661883
June 20263026.3%£143£13164189
May 20262746.6%£100£12759078
April 20262646.8%£100£11051069
March 20262586.2%£99£13541955
February 20262666.4%£75£13535253
January 20262455.3%£97£15923128
December 20252335.6%£100£17224326
November 20252406.7%£89£18525829
October 20252346%£95£18526839
September 20252166.5%£95£16628841
August 20251965.6%£100£18126634
July 20251946.2%£100£18529638
June 20251915.2%£100£16927738
May 20251724.7%£100£13527545
April 20251783.9%£99£13526944
March 20252144.7%£95£13520744
February 20252224.5%£95£11223347
January 20252345.6%£79£10022743
December 20242578.2%£75£11022536
November 20242768%£69£11026739
October 20242758.4%£65£11048872
September 20242578.9%£50£13550270
August 202425810.5%£50£13548568
July 202425110.8%£50£13547366
June 20242528.7%£60£13543969
Reading the figures

What these numbers are, and are not.

  • Advertised, not agreed. Asking rents and asking prices as the portals showed them. Rents finally agreed usually sit below advertised rents, so the true gap is likely to be smaller; prices paid sit below asking, so slightly more homes may work.
  • Each home against its own rate. The LHA for the home's size in its own broad rental market area, in force at the month's end. Where Scottish Borders spans more than one area, each home is read against the right one.
  • A screen, not a return. "Work at 7%" is twelve months at the LHA divided by the asking price, before service charges, voids, repairs or purchase costs. It says which homes are worth looking at, not what they would earn.
  • Counted, never modelled. No figure on this page is estimated or produced by AI. The full method, the floors below which a figure is withheld, and the sources are on the index page.

Cite as: Viiyoo, Where the LHA reaches: Scottish Borders, October 2026, www.viiyoo.com/lha/scottish-borders. If Scottish Borders holds achieved rents and would like them shown beside these figures, labelled as the council's, write to us.

Each month, by email

Scottish Borders's figures, once a month

One email when the month's figures are published: the share within the LHA, the gap by size, and the homes for sale that would work at it. A confirmation first, a link to stop in every email, and nothing kept but your address.

See our privacy notice.

Behind the counts

The 57 homes themselves

The index counts the homes for sale in Scottish Borders that would work at LHA rents. A Viiyoo buying plan names them, costs each one after grant, checks its lease, flood risk and licensing, and comes back as a pack a cabinet can follow. The first brief is free, for up to 25 homes.

Ask for a brief on Scottish Borders